Category Archives: Debt Management | How To Reduce Debt

Pay Off Debt Tip: Healthy Ways To Save Money

Often times, doing things the fast, convenient way costs more money – and is less healthy. If you are trying to pay off debt, one thing you need to do is plan ahead and watch your spending. Here are some … Continue reading

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Debt Management Tip: When Paying More Saves You Money

When your goal is to get out of debt, paying more up front can save you a LOT of money in the long run. Here’s how: Let’s start with a mortage. If you pay off half of your mortgage payment … Continue reading

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Pay Off Debt Tip: Life Without Credit

One of the downsides of being in debt is that it tends to trash your credit. Paying bills late, charging your credit cards to the max…can make your credit scores plunge. But is credit really a necessity of life? Remember, … Continue reading

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Patience and planning keep you out of debt

If you need to buy something RIGHT NOW it is almost always going to cost you more. The way to save money is to plan ahead and anticipate what your needs are going to be. Don’t buy clothes when they … Continue reading

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Five Drastic Measures To Pay Off Debt

When you have heavy debt weighing on you,  you may need to take some drastic measures to dig your way out. Some options to getting out of debt are: 1.) Cashing in some of your 401k, or borrowing against it. … Continue reading

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What Debtors Can Learn From The Housing Crisis

A few years ago when housing prices kept going up and up and up, many homeowners turned their houses into piggy banks. Or so they thought, from the way they kept pulling money out of the houses in the forms … Continue reading

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How Not To Get In Debt

When should you start taking action about your debt? The best time to do it is BEFORE you even get in debt, of course. How do you do this? Several ways: By setting aside a percentage of your paycheck in … Continue reading

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Debt Management Tip: Credit Inquiries And How They Affect Your Credit

You may be afraid to access your credit score out of concern that doing so will lower your score, but this is a myth. It is true that too many inquiries by creditors will lower your score, but it does … Continue reading

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